An estate plan including a last will and testament protects your family and finances after you die your first step in estate planning is to write a comprehensive will that moves smoothly through the probate process make sure youre aware of current estate taxes that may influence your planning and how insurance factors into your estate plan. Estate planning for beginners the first steps when youre trying to decide how to approach creating an estate plan it may seem overwhelming after all there are several things that you may want to include in your estate plan and dozens of factors that influence your choices try not to be too overwhelmed. An estate plan is more than just a plan for how to divide any property or assets you have once you have passed on its easier to understand what an estate plan involves if you call it an end of life plan its that simple its almost like a budget or guide that lives on after you are no longer around. For more see estate planning for beginners part one how assets are passed assets may be in joint names such as joint tenants with rights of survivorship jtwros non probate or joint tenants as tenants by the entirety non probate limited to spouses assets that have beneficiary designations such as
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